Import your CAMS/KFintech statement to see your mutual funds, stocks, accurate cashflow XIRR, and net worth in seconds. No broker logins. No spam calls.
No broker login. No spam calls. Your data stays yours. · Free forever · No credit card required
Toggle between desktop widescreen and mobile app views
From CAS upload to AI insights in under 2 minutes. No broker login required.
Step 1
Download your CAS statement from CAMS or KFintech and upload the PDF. All transactions import in 30 seconds.
Step 2
View mutual funds + stocks in one dashboard with net worth, true XIRR, asset allocation, and sector breakdown.
Step 3
Ask questions about portfolio overlap, sector concentration, and risk — get answers in plain English.
No broker login. No spam calls. No email scraping. No data selling. Your data stays yours. Read our privacy model →
Founded by Tejas Chaudhari in Pune. 7+ years of full-stack engineering. Built to solve his own portfolio tracking frustration.
4.8/5 rating from real Indian investors tracking family portfolios. "Finally solved my problem" — actual user feedback.
Unfiltered feedback from investors tracking their family portfolios on Arthavi.
"Appreciate the seriousness in implementing improvements. I am encouraged to see suggestions given are implemented immediately."
Lakshminarayanan Iyer
Long-time Investor
"Awesome app. It's great and finally it solved my problem of all my family portfolio tracking."
Mitul Patel
Family Wealth Investor
"The app is getting consistently better. Great that you take out time to go through feedback and continuously improve."
Shashikant Gupta
Retail Investor
No broker passwords. No bank logins. No KYC required.
Sign Up in 10 Seconds
No broker credentials, bank login, or KYC documents required. Start instantly with your email or 1-click Google Sign-In.
Import CAS or Add 1 Holding
Drag and drop your CAMS/KFintech CAS statement in 1 click, or simply search and add 1 mutual fund/stock to test the waters.
Instant XIRR & Tax Reports
Watch your unified net worth, true cashflow XIRR, fund overlap, and ITR-ready LTCG/STCG tax reports calculate in real time.
Takes 10 seconds · Free forever · No broker passwords required
Arthavi keeps your holdings, fund details, and portfolio view easy to scan so you can check performance regularly without feeling lost.
Built for the serious Indian retail investor who values data over noise.
Security & Privacy
Arthavi follows a privacy-first architecture designed to minimize data exposure. We do not profile users, sell insights, or share portfolio data.
Mutual Fund Analytics
Import your investment statement from CAMS & KFintech in minutes. Transactions are parsed locally and validated for accuracy.
Stock Portfolio
Manual equity tracking for full control. Add stocks with purchase date, quantity, and price for realistic returns.
Net Worth Tracker India
A single consolidated dashboard bringing all your investments together. Monitor total net worth, asset allocation, and wealth milestones.
Family Portfolio Tracker
Consolidate your family's wealth into a single dashboard. Track individual accounts for Self, Spouse, Parents, and Children with 1-click switching.
Capital Gains & Tax Reports
Calculate your exact tax liability before ITR filing. Realized LTCG & STCG across mutual funds and stocks with grandfathering rules.
From Portfolio Health Scores and Stock Research to Daily Nifty Predictions and Smart Insights.
The only portfolio tracker in India with a smart AI that actually knows your holdings. Ask anything about your mutual funds, stocks, XIRR, or sector allocation.
Arthavi AI isn't a generic chatbot — it reads your actual portfolio data, runs analysis, and gives you actionable answers in plain English.
AI calls your live portfolio data — not sample data. Answers are based on your actual holdings.
AI fetches live stock prices, fund NAVs, and market trends to keep answers current.
Arthavi AI focuses on Mutual Funds and Indian Stocks — no noise from crypto or US stocks.
Plan your investments with precision. SIP, SWP, CAGR, XIRR, and Lumpsum calculators — free, fast, no sign-up required.
Honest, detailed comparisons against every major alternative used by Indian investors.
Comparison
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Comparison
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Comparison
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Arthavi is intentionally built without conflicts of interest. We do not earn from commissions, referrals, or sponsored products — which means insights remain unbiased and user-centric.
No Broker Integrations
We remain neutral and independent by not connecting deeply with brokers.
No Order Execution
A read-only platform ensures zero financial risk to your actual capital.
No Sponsored Rankings
You won't find "promoted" funds here. Just your data.
No Dark Patterns
Clean, transparent design without manipulative UI tricks.
The privacy-first portfolio tracker and net worth tracker built for Indian families — zero broker credentials, zero loan spam, and 100% read-only CAS import.
| Feature / Capability | Arthavi
Privacy-First · Free
| Kuvera | INDmoney | MProfit | Zerodha Console |
|---|---|---|---|---|---|
| Broker Login / Passwords Required to track portfolio? | Zero Passwords Read-only CAMS/KFintech CAS | Required for direct MF execution | Required Scrapes Gmail & brokers | Manual CAS file import | Only for Zerodha account |
| Mutual Funds & Stocks in 1 App Consolidated Indian equity view | Yes Consolidated live portfolio | Primarily Mutual Funds | Yes | Yes | Only trades executed on Zerodha |
| Family Portfolio Tracker Multi-profile (Self, Spouse, Parents) | Included Free 1-click profile switching | Basic family group | Complex / multiple phone logins | Expensive paid tier only | Not supported |
| Spam Calls & Loan Pitches Ads, sales calls & credit cards | Zero Ads · Zero Spam Never calls or sells products | CRED cross-promotions | Frequent spam Loans, credit cards, insurance | No ads (Paid tool) | No ads |
| AI Portfolio Assistant Ask AI in plain English (`arthavi ai`) | Ask AI Built-in Overlap, sector risk & XIRR | None | Generic stock summary bot | None | None |
| True Cashflow XIRR Exact annualized returns per transaction | Accurate XIRR Calculated on actual cash flows | Order-level calculation | Inconsistent approximations | Accurate | Only Zerodha trades |
| Capital Gains & Tax Reports ITR-ready LTCG / STCG & grandfathering | Included Free FY 25-26 ₹1.25L exemption rules | MF only | Limited | Comprehensive | Zerodha trades only |
| Annual Cost / Pricing Best free portfolio tracker India | 100% Free Core No subscription required | Free (CRED owned) | Free (Monetizes user data) | ₹3,000 – ₹10,000 / yr | Brokerage account fee |
Following Kuvera's acquisition by CRED, many long-time investors seek an independent, clean tracker. Arthavi offers unified tracking for both mutual funds and stocks via official CAMS & KFintech CAS import with zero corporate cross-selling.
INDmoney requires access to your private email inbox and broker credentials to auto-track investments, often resulting in constant loan calls, credit card pushes, and data sharing. Arthavi is 100% read-only with zero broker passwords and zero spam.
MProfit is popular among CAs for capital gains tax calculations, but charges ₹3,000–₹10,000 annually for legacy desktop software. Arthavi provides automated CAS parsing, LTCG/STCG computation, and family folio management completely free in the cloud.
Managing family folios across spouse, parents, and children usually requires logging in and out of different broker apps. Arthavi's Multi-Profile feature lets you upload CAS statements for every family member to track individual folios and aggregated family net worth in one tap.
Free. Private. No broker login required. Set up in under 2 minutes.
Start Tracking — 100% Free & PrivateNo phone number needed · Delete anytime
Arthavi is engineered with zero raw statement storage and zero broker password integrations. Read-only analytics with complete data privacy.
In-Memory Parsing
Your CAS PDF is parsed securely in memory — we never store your raw statement files.
Read-Only Analytics
Zero access to broker passwords, bank logins, or fund transfers. Completely isolated.
Zero Spam Calls
No phone numbers required at signup. Zero loan pitches, credit card ads, or sponsored rankings.
Total Data Sovereignty
Bank-grade AES-256 encryption. Permanently wipe all your account data anytime with 1 click.
Educational guides to help you manage your wealth better.
How to Track Your Mutual Fund Portfolio (Without Broker Access)
Guide • 5 min read
Stop relying on screenshots. Learn the reliable, privacy-first way to track SIPs and total net worth using CAS statements.
Ask AI: Your Personal Investment Assistant
Feature Spotlight • 3 min read
Chat with your portfolio. Get instant answers on XIRR, asset allocation, and performance without complex reports.
Introducing Multi-Profile & Family Wealth Aggregation
Product Update • 4 min read
Consolidate your family's mutual funds and stocks in one clean dashboard. Track individual accounts, set family goals, and view combined returns.
Founded in 2026 by developer Tejas Chaudhari in Pune, India, Arthavi was created to give Indian investors a secure, privacy-first way to track their wealth without ads, broker linking, or hidden commissions.
Meet the Founder & Read Our Story →Find instant answers about portfolio tracking, security, CAS import, and AI assistant.
Take control of your investments with a platform designed for clarity, accuracy, and privacy.
No ads. No data selling. Just better decisions.
Most Indian investors hold mutual funds across HDFC, SBI, Mirae, and Parag Parikh — and stocks across Zerodha, Groww, or Angel One — but don't have a single place to see their true net worth. Arthavi solves this by letting you import your CAS (Consolidated Account Statement) from official RTAs like CAMS or KFintech to get all mutual fund data, and manually add your equity holdings from any broker securely.
Unlike apps like Groww or Kuvera that push you to transact through them, Arthavi is a privacy-first, read-only analytics platform. You get accurate XIRR calculations based on actual cash flows (SIPs, lumpsum, redemptions) following standard compounding formulas, AMC-wise allocation charts, and portfolio overlap analysis — all without sharing your sensitive broker credentials. Your data protection aligns with our core mission of providing secure, uncompromised financial tracking.
Arthavi's Ask AI feature is purpose-built for Indian investors. You can ask it: "Do my mutual funds overlap with each other?", "Is my portfolio too concentrated in banking stocks?", or "How has my XIRR compared to Nifty 50 over 3 years?" — and get real, data-backed answers in seconds. This is not a generic language model; it operates with read-only access exclusively on the portfolio data you securely provide.
Our platform tracks live equity data conforming strictly to authorized streams sourced from the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) indexes, ensuring precision and reliability for every tracked asset. We maintain strict dedication to factual, real-time analytics for your wealth management.
