Best Portfolio Tracker App for Stocks and Mutual Funds (2026)

Are you tired of switching between brokerage accounts to check your stocks, toggling to another app for your mutual fund SIPs, and manually copying numbers into spreadsheets? A unified portfolio tracker app for stocks and mutual funds brings your entire net worth together into a single, clean dashboard.

The Challenges of Managing Scattered Investments

The average Indian retail investor in 2026 holds assets across multiple platforms—perhaps direct stocks on Zerodha, mutual funds on Groww, older investments via CAMS/KFintech, and employee stock options. While spread across different brokers, your wealth is one singular pot. Without a unified view, you encounter three major blindspots:

• Inaccurate Return Calculations (XIRR): Most brokerage apps show absolute returns or simple percentages, which ignore the timing of your investments. For monthly SIPs or staggered stock purchases, cash-flow-based XIRR is the only metric that shows your real annualized performance.
• Hidden Overlap & Concentration Risk: You might buy a stock directly and also own it through three separate mutual funds. Without a tracker app to scan your fund portfolios, you cannot see that a single stock makes up 15% of your total net worth.
• Imbalanced Asset Allocation: Markets fluctuate, causing your equity-to-debt ratio or sector exposures to drift. Without a unified view, you cannot rebalance your assets safely.

Why Traditional "Automated" Apps Sacrifice Your Privacy

Many popular portfolio tracking apps offer automatic sync by scanning your email inbox or reading SMS alerts. While convenient, this practice has serious trade-offs:

You should not have to trade your privacy to track your wealth. Read-only, file-based imports provide the exact same level of automation without exposing your broker logins or reading your emails.

How Arthavi Solves Consolidated Wealth Tracking Safely

Arthavi is a read-only, privacy-first portfolio tracker app designed specifically for Indian markets. We do not ask for your email password or broker login. Instead, we use official, SEBI-regulated channels:

1. Mutual Funds via CAS Import: Generate your Consolidated Account Statement (CAS) from CAMS or KFintech and upload it. Arthavi parses your transaction history locally on your device, ensuring your sensitive investment history is never uploaded to external servers unencrypted.
2. Stocks via Bulk Upload or Manual Entry: Import your equity transaction details or add them manually. Live exchange feeds update stock prices automatically throughout the trading day.
3. True Performance Analysis: Get a professional dashboard with true cash-flow XIRR, sector weightings, AMC distribution, and detailed capital gains tracking.

Comparison: Arthavi vs. Typical Sync Apps vs. Excel Sheets

Comprehensive Features Built for Indian Investors

Arthavi provides advanced features that help you manage your financial profile cleanly and make informed decisions:

• Unified Performance Dashboard: View your stock holdings and mutual fund assets side-by-side with individual and combined cash-flow XIRR.
• Mutual Fund Overlap Checker: Identify redundant funds that own the exact same underlying assets, reducing your costs and improving diversification.
• Capital Gains & Tax Estimation: Prepare for tax filings with a simple breakdown of short-term (STCG) and long-term (LTCG) capital gains.
• Hassle-Free Security: We do not hold write-tokens, store passwords, or link directly to demat gateways, preventing any unauthorized order placement.

Frequently Asked Questions