Explore every tool, report, and intelligence module built into Arthavi. Designed from the ground up for privacy, family wealth, and true cash-flow accuracy.
Multi-Profile Family Wealth
Unique to Arthavi
Multi-PAN ManagementTrack separate portfolios for Self, Spouse, Parents, Children, and HUF under one master account.
Instant Profile SwitchingSwitch between family member dashboards in a single click without logging out or re-authenticating.
Aggregated Household Net WorthView combined family net worth, combined asset allocation, and overall household XIRR performance.
Independent CAS SyncImport separate CAMS/KFintech CAS PDFs for each individual family member with isolated folios.
Capital Gains & Tax Reports
FY 2025-26 & FY 2024-25 Ready
Realized LTCG & STCG BreakdownAccurate computation of short-term and long-term capital gains matching Indian Income Tax Act requirements.
Section 112A GrandfatheringAutomatic application of Jan 31, 2018 Fair Market Value (FMV) grandfathering for equity holdings.
Post-Budget 2024 Revised Tax RatesCalculates tax liability using revised 12.5% LTCG (₹1.25L exemption) and 20% STCG rules.
One-Click Excel / CSV ExportDownload pre-formatted capital gains schedules ready for your Chartered Accountant or ITR-2 / ITR-3 filing.
Trade Basis ReconciliationIn-line editing of historical purchase prices and dates to resolve missing cost basis in legacy trades.
Ask AI Investment Assistant
Ranked #1 for 'arthavi ai'
Context-Aware Portfolio Q&AAsk questions directly about your investments in plain English: "Am I too heavy on midcaps?", "What is my total tech exposure?".
Mutual Fund Overlap DetectionIdentifies duplicated underlying stock holdings between your large-cap, flexi-cap, and index funds.
Sector Concentration WarningsAlerts you when Banking, IT, or Energy exposure exceeds healthy risk thresholds.
Zero Human AdvisorsUnbiased analysis with zero commissions, no product cross-selling, and no third-party data access.
Net Worth & Portfolio Dashboard
Unified Net Worth CounterReal-time aggregation of Indian Mutual Funds and NSE/BSE stocks into a single total.
Cash-Flow Accurate XIRRAccurate annualized returns accounting for exact dates of every SIP, lump sum, and redemption.
Historical Performance ChartInteractive timeline chart illustrating portfolio net worth evolution over 1M, 6M, 1Y, 3Y, 5Y, and All.
Asset Allocation WheelVisual distribution across Equity (Large, Mid, Small), Debt, Hybrid, and Liquid assets.
Top Holdings & Gainers / LosersInstantly identify your top wealth drivers and the biggest drag on your 1-day or all-time returns.
CAMS & KFintech CAS Import
10-Second Automated ParserDrag and drop your official CAMS or KFintech Consolidated Account Statement PDF.
Zero Password StorageDecryption happens locally in your browser memory. Your PDF password is never stored or transmitted.
Full Transaction History ExtractionExtracts every historical SIP, lump-sum purchase, redemption, switch, dividend reinvestment, and STT.
Daily NAV Auto-SyncHolding valuations refresh automatically every evening using official AMFI NAV releases.
NSE & BSE Stock Portfolio
Live Market QuotesReal-time stock prices across 4,000+ companies listed on NSE and BSE.
Fast Trade LoggingLog Buy and Sell transactions with auto-calculated weighted average buy price.
Stock Journey ChartVisual timeline mapping all your buy/sell points directly onto the stock's historical price curve.
Zero Broker LinkingNo Zerodha, Groww, AngelOne, or Upstox login passwords required. Your Demat account remains 100% untouchable.
Portfolio Health Score (0–100)
Objective Quantitative RatingComputes an algorithmic 0–100 health index based on asset balance, equity/debt dispersion, and AMC concentration.
Benchmark Alpha CardCompares your portfolio's performance directly against the NIFTY 50 and NIFTY 500 TRI benchmarks.
Target-Based MilestonesCreate goals for Early Retirement (FIRE), Home Down Payment, Child's Higher Education, or Emergency Fund.
Asset-to-Goal LinkingLink individual mutual fund schemes and stocks directly to specific goals to track real-time funding status.
Progress ProjectionsShows required monthly SIP pace to reach your target by the planned horizon date.
Privacy Shield & Biometrics
One-Click Privacy ModeInstantly mask and blur all rupee balances, returns, and percentages for use in public cafes, offices, or transit.
WebAuthn Biometric App LockSecure your portfolio with hardware-backed Face ID, Touch ID, or fingerprint lock directly in your browser or Android app.
Zero Ads & Zero Phone SpamNo phone number required to register. We never sell user data, broker loans, or pester you with spam calls.
Predictions & Community Feedback
Daily Nifty 50 Prediction GamePredict daily market close direction (Bullish/Bearish), build your forecasting streak, and view community sentiment.
Live Community Feature BoardDirect portal in the app to suggest features, upvote community ideas, and track what the solo developer is building next.
Secure Social Share CardsShare stock returns or milestone accomplishments with friends with all portfolio totals safely omitted.
Reports & Mobile Access
Weekly Sunday Email DigestAutomated weekend email summary covering weekly net worth delta, top 3 gainers, top losers, and XIRR shift.
Official Google Play AppNative Android app available directly from the Google Play Store with fast biometric lock support.
Universal Web & iOS PWAAdd to Home Screen on iPhone, iPad, Mac, or Windows for an instantaneous app-like experience.
Activity & Audit Trail
Unified Activity StreamCombined transaction history covering both mutual fund orders and stock trades with live search.
Advanced FiltersFilter by transaction type (BUY, SELL, SIP, STP, SWP, TAX) and asset category.
Full Data PortabilityExport all historical transactions as clean CSV files anytime. You own your financial data 100%.
Frequently Asked Questions
Common questions about Arthavi's features, privacy, and calculations.
Arthavi includes a built-in Multi-Profile Family Portfolio feature. You can create distinct profiles for Self, Spouse, Parents, Children, or HUF. For mutual funds, you upload each member's CAMS/KFintech CAS statement. For stocks, you log trades under each profile. Arthavi lets you toggle between individual profiles or view a consolidated household net worth with a single click.
Arthavi automatically computes realized LTCG and STCG whenever you redeem mutual funds or sell stocks. It accounts for holding periods, applies Section 112A equity grandfathering rules (using Jan 31, 2018 FMV prices), and uses the updated tax slabs (12.5% for LTCG with ₹1.25L exemption, 20% for STCG). You can download an Excel or CSV file directly formatted for your Chartered Accountant or ITR filing.
Unlike traditional fintech apps that ask for your Zerodha or Upstox login passwords or scrape your personal Gmail inbox, Arthavi uses a read-only architecture. For mutual funds, we parse official SEBI-regulated CAS statements directly in your browser. For stocks, you log your trades directly. This eliminates the risk of account compromise, broker credential leaks, and unwanted sales calls.
Arthavi runs a true cash-flow XIRR (Extended Internal Rate of Return) algorithm that factors in the exact date and rupee amount of every single SIP installment, dividend reinvestment, and withdrawal. This gives you the real annualized return on your capital, rather than misleading simple absolute return percentages.
You can ask natural questions about your investments, such as: "Which of my funds have high overlap?", "What is my total exposure to the banking sector across both stocks and mutual funds?", or "How did my portfolio handle the recent market dip?". The AI inspects your specific asset allocation and gives objective, commission-free answers.
Experience Every Feature in Action
Free forever. No phone number required. Start tracking your investments with complete privacy today.
