What data does Arthavi collect?
Arthavi collects only the minimum data necessary to provide portfolio tracking:
| Data Type | Collected? | How It's Used |
|---|---|---|
| Email address | Yes | Account authentication only |
| Phone number | No | Never collected — you'll never get marketing calls |
| CAS PDF content | Parsed | Transaction data extracted, raw PDF not stored permanently |
| CAS password (PAN) | No | Decrypted in browser, never sent to server |
| Stock holdings | Yes | Used for portfolio display and analytics |
| Gmail/email inbox | No | Never requested — no OAuth email scopes |
| Broker credentials | No | Never requested — no demat linking |
| Bank account details | No | Not needed for tracking |
How does Arthavi compare to competitors on privacy?
| Privacy Dimension | Arthavi | INDmoney | Groww |
|---|---|---|---|
| Email reading | Never | Full Gmail access | N/A (broker) |
| Broker password | Never | Often required | Own platform |
| Phone collection | Never | Required | Required |
| Data selling | Never | Cross-selling | Broker ecosystem |
| Spam calls | Zero | Reported by users | Reported |
| Import method | User-uploaded CAS | Email scraping | Broker account |
How is data encrypted?
- In transit: TLS 1.3 with HTTP Strict Transport Security (HSTS)
- At rest: AES-256 encryption (bank-grade)
- CAS password: Processed client-side in browser JavaScript — never transmitted
- Database: Encrypted volumes with access controls
What happens when you delete your account?
When you delete your Arthavi account, all data is permanently and immediately wiped from our servers — all transactions, CAS data, stock holdings, and personal information. There is no 30-day grace period; deletion is final.
How does Arthavi make money without selling data?
Arthavi's revenue model is based on premium feature tiers for advanced analytics (coming soon). The core portfolio tracking — CAS import, XIRR, family tracking, and AI analysis — is free forever. We do not monetize through ads, data brokering, affiliate lead generation, or cross-selling financial products.
No broker login. No spam calls. Your data stays yours.
Frequently Asked Questions
Does Arthavi read your emails?
No. Arthavi never requests Gmail or email access. Data is imported through direct CAS PDF upload.
Does Arthavi require broker login credentials?
No. We never ask for broker passwords, MPINs, or TOTP tokens.
Does Arthavi sell user data?
No. We don't sell, share, or monetize data with lenders, insurers, or advertisers.
How does Arthavi encrypt data?
TLS 1.3 in transit, AES-256 at rest. CAS passwords processed in-browser only.