Shriram Finance (SHRIRAMFIN) Share Price & Analysis
Shriram Finance (SHRIRAMFIN) — Credit Services
Shriram Finance Key Fundamental Metrics
Executive Investment Overview & Business Profile
Shriram Finance trades at a balanced P/E of 20.166136, reflecting strong institutional market trust and consistent compound returns.
Shriram Finance is one of the premier companies in India's Finance sector. Currently trading at ₹1,141 with a market capitalization of ₹2.68 Lakh Cr, the company occupies a key position in the Indian equity market.
Investors evaluating Shriram Finance focus closely on its capital return metrics: Return on Equity (ROE) stands at 18.5% alongside operating margins of 70.29%. The company's earnings multiple of 20.166136 P/E provides a clear signal of market expectation relative to sector peers.
Company Profile & Information
Shriram Finance Limited, a non-banking finance company, provides financing services in India. It offers fixed and recurring deposits; commercial vehicle loans for commercial goods vehicles, passenger commercial vehicles, tractors and farm equipment, and construction equipment; two-wheeler, gold, used car loan, and personal loans; and green finance services. The company also provides business loans, such as MSME loans; working capital loans, including tyre, tax, fuel, toll financing, repair/top-up loans, fuel finance, challan discounting and vehicle insurance premium loans; motor insurance, including four-wheeler, two-wheeler, passenger and goods carrying vehicle insurance products; non motor insurance products, such as personal accident, shri criti care, and home insurance; and life insurance products comprising savings, retirement, child, protection plans, as well as recharges, including mobile recharge, mobile postpaid, landline postpaid, DTH, and FASTag recharge services. In addition, it offers utilities and bills services, such as electricity, LPG gas, gas bill payment, broadband postpaid, water, and cable tv; financial services and taxes comprising credit card, loan repayment, insurance, municipal services, and recurring deposit; and other services, such as housing society, clubs and associations, and education fees. It serves first time buyers, small road transport operators, commercial vehicles operators, micro, small, and medium enterprises (MSMEs), and individuals. The company was formerly known as Shriram Transport Finance Company Limited and changed its name to Shriram Finance Limited in November 2022. Shriram Finance Limited was incorporated in 1979 and is based in Mumbai, India.