Track Zerodha and Groww Portfolio Together (Without Sharing Passwords)

The classic Indian investor dilemma: You perform your stock trading on Zerodha Kite because of its clean UI, but you started your SIPs on Groww because it was easy to set up.

Now, you have a fragmented net worth. You have to open two apps, check two different totals, and mentally add them up to know how rich (or poor) you are today.

The Problem with "Just Use One App"

Moving your entire portfolio is a hassle. It involves:

Closing a Demat account (painful paperwork).
Stopping and restarting SIPs (losing track of vintage).
Paying capital gains tax if you sell and rebuy.

It's smarter to keep your brokers as they are and use a unified layer on top.

Why Most "Unified" Apps Are Dangerous

Many popular apps (we won't name them) offer to "sync" your Zerodha and Groww accounts. They do this by asking for:

Your broker username/password (Huge security risk!).
Your email access to read contract notes (Privacy risk!).
Your SMS permissions to read transaction alerts.

This is a bad trade. You are giving away the keys to your financial kingdom just to see a pie chart.

The Safe Solution: Arthavi

Arthavi allows you to track Zerodha (Stocks) and Groww (Mutual Funds) together without linking your accounts.

How It Works:

For Groww (Mutual Funds):

Groww stores your mutual fund units with a central depository (CAMS/KFintech). You simply download your Consolidated Account Statement (CAS) and upload it to Arthavi. We parse the PDF locally.

For Zerodha (Stocks):

You can export your holdings from Zerodha Console as a CSV/Excel file. Upload this file to Arthavi's "Import Stocks" feature. We will map the ISINs to real-time prices.

Consolidate My Portfolio Free

Benefits of a Consolidated View

True Net Worth: See the sum of Stocks + Mutual Funds + Cash in one number.
Asset Allocation: Realize that you are actually 80% exposed to equity when you thought you were balanced.
Overlap Check: Discover that your "Diversified Equity Fund" holds the same HDFC Bank shares that you bought directly on Zerodha.

Step-by-Step Guide

Login to Arthavi: Create a free account.
Import Mutual Funds: Use the "Upload CAS" feature (See our guide on downloading CAS).
Import Stocks: Go to Zerodha Console > Portfolio > Holdings > Download CSV. Upload this to Arthavi.
Done! Your unified dashboard is ready.

Stop toggling apps. Start tracking wealth.