The Pillars of Financial Planning
True financial planning isn't just about picking hot stocks. It's about having a holistic view of your financial health. It involves budgeting, saving, investing, and constant monitoring.
1. Know Your Net Worth
The first step in wealth management is knowing exactly what you own vs. what you owe. Arthavi aggregates your assets (Mutual Funds, Stocks) to give you a real-time Net Worth figure.
2. Asset Allocation
Are you over-exposed to equity? Do you have enough debt instruments? A balanced portfolio is key to risk management. Our dashboard visualizes your asset distribution so you can rebalance like a pro.
Be Your Own Financial Advisor
Hiring a financial advisor can be expensive, and they often come with conflicts of interest (commissions). With the right tools, you can take charge.
- Transparency: See hidden costs and actual returns (XIRR).
- Control: Make decisions based on data, not sales pitches.
- Privacy: Unlike human advisors, Arthavi doesn't judge or upsell.