Why Start Investing?
Investing is essential to beat inflation and grow your wealth over time. In India, keeping money in a savings account often yields lower returns than inflation, meaning your money loses value. By entering the Share Market and investing in Mutual Funds, you give your capital a chance to grow.
Understanding Asset Classes
Stocks (Equities)
Buying stocks means owning a small piece of a company. It offers high potential returns but comes with higher risk. Ideal for long-term wealth creation.
Mutual Funds
A pool of money managed by professionals who invest in stocks or bonds. Great for beginners who want diversification without picking individual stocks.
Bonds
Fixed-income instruments where you lend money to the government or corporates. They are generally safer than stocks and provide regular interest.
How to Start Stock Trading?
To begin stock trading in India, you need a Demat and Trading account. However, successful investing isn't just about buying; it's about tracking. Knowing your asset allocation and real returns (XIRR) is crucial.
The Importance of Portfolio Tracking
As a beginner, you might use multiple apps—Zerodha for stocks, Groww for mutual funds, and bank apps for FD. This fragmentation makes it hard to see your total net worth.
Arthavi solves this by allowing you to track all your investments in one privacy-first dashboard.