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Welcome to Arthavi. By accessing or using our website and application, you agree to be bound by these Terms of Service. Please read them carefully.

1. User Eligibility

You must be at least 18 years old to create an account on Arthavi. By using the service, you represent that you have the legal capacity to enter into this agreement under Indian law.

2. Acceptable Use

You agree to use Arthavi only for its intended purpose of personal portfolio tracking and analytics. You agree NOT to:

3. Your Content & Data Ownership

You retain full ownership of the data you upload or enter into Arthavi (such as your CAS PDF files and stock transaction history). We do not claim ownership over your financial data. You grant us a limited, non-exclusive license to process and visualize this data *solely* for the purpose of providing the service to you.

4. Service Availability

We strive for 99.9% uptime, but we do not guarantee that the service will be uninterrupted or error-free. We reserve the right to modify, suspend, or discontinue any part of the service (including free vs premium features) at any time.

5. Disclaimer of Warranties

Arthavi is provided "as is" and "as available" without any warranties of any kind, either express or implied, including but not limited to fitness for a particular purpose, non-infringement, or accuracy of net worth calculations. We do not warrant the accuracy of real-time market data.

6. Termination

We may terminate or suspend your account immediately, without prior notice, if you breach these Terms. Upon termination, your right to use the service will cease immediately.

7. Governing Law

These terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the federal or state courts located in India.

8. Contact

If you have any questions about these Terms, please contact us at support@arthavi.com.