See your mutual funds, stocks, net worth, and XIRR in one clean dashboard. Import your CAS or add holdings manually without linking your broker.
Free to get started. No phone number required for marketing calls.
Your portfolio stays read-only and under your control. Arthavi does not need broker passwords, does not sell your data, and lets you delete your account anytime.
Includes light & dark mode. Preview desktop and mobile screens.
Arthavi is a privacy-first portfolio tracker for Indian investors who want to track mutual funds and stocks in one place, calculate real XIRR, and stay in control without broker integrations or demat linking.
Real users. Real portfolios. Real clarity.
"Arthavi is the first app that made all my investments feel easy to understand in one place. It helps me see what I am doing well and where I need to improve without making things feel overwhelming."
Meera K.
Software Engineer, Mumbai
"It took me a little time to get comfortable with Arthavi, but now I use it almost every day. I can track everything in one app, and it has slowly replaced the different places I used before."
Rahul P.
Product Manager, Bangalore
"I mainly use Arthavi to check my mutual funds, and I like how clearly everything is shown. It does not feel complicated, even when I open it regularly to review my portfolio."
Anita S.
Chartered Accountant, Delhi
No complex setup. No bank passwords required.
Import Your Investments
Export your investment statement from CAMS or KFintech and upload it. We parse it securely to track all your mutual funds.
Add Your Stocks
Search and add your equity holdings from NSE/BSE. Live price updates keep your portfolio accurate without linking any broker account.
Get Clear Insights
Once your portfolio is set up, use Ask AI for quick answers on XIRR, overlap, and sector exposure when you need them.
Arthavi keeps your holdings, fund details, and portfolio view easy to scan so you can check performance regularly without feeling lost.
Built for the serious Indian retail investor who values data over noise.
Security & Privacy
Arthavi follows a privacy-first architecture designed to minimize data exposure. We do not profile users, sell insights, or share portfolio data.
Mutual Fund Analytics
Import your investment statement from CAMS & KFintech in minutes. Transactions are parsed locally and validated for accuracy.
Stock Portfolio
Manual equity tracking for full control. Add stocks with purchase date, quantity, and price for realistic returns.
Unified Dashboard
A single net worth view bringing all assets together. See total wealth and performance trends instantly.
Goal Planning
Tie investments to real life. Measure portfolio progress against specific financial goals, not just market indices.
Modern Architecture
Engineered for speed and data integrity. We avoid legacy bloat to ensure fast analytics as your portfolio grows.
Arthavi now goes beyond portfolio numbers — with intelligence, alerts, and privacy features built for serious Indian investors.
Portfolio Health Score
Get an instant 0–100 score on your portfolio's overall quality — calculated from your diversification ratio, asset mix, and volatility exposure. Scored as Excellent, Good, or Needs Work.
Smart Insights
Arthavi automatically surfaces personalised, AI-generated tips about your portfolio — without you having to ask. Warnings, wins, and actionable nudges, all in one swipeable card.
Full Stock Research
Deep-dive into any NSE/BSE stock directly inside Arthavi. Get sector, industry, live price, day change, and historical performance — all without leaving your dashboard.
Privacy Mode & Biometric Lock
Blur all sensitive numbers instantly with Privacy Mode — perfect for checking your portfolio in public. Lock the entire app with Face ID, Touch ID, or your device passcode using WebAuthn.
Daily Market Prediction — Bull or Bear?
Every day, predict whether Nifty 50 will close higher or lower. See what the community thinks, build your streak, and get scored after market close. A fun, engaging daily habit for investors.
Daily Nudges & Weekly Wealth Emails
Stay connected to your wealth without effort. Arthavi sends you a smart daily nudge when your portfolio needs attention, and a detailed weekly snapshot of your total value, P&L, and AI highlights.
The only portfolio tracker in India with a smart AI that actually knows your holdings. Ask anything about your mutual funds, stocks, XIRR, or sector allocation.
Arthavi AI isn't a generic chatbot — it reads your actual portfolio data, runs analysis, and gives you actionable answers in plain English.
AI calls your live portfolio data — not sample data. Answers are based on your actual holdings.
AI fetches live stock prices, fund NAVs, and market trends to keep answers current.
Arthavi AI focuses on Mutual Funds and Indian Stocks — no noise from crypto or US stocks.
Plan your investments with precision. SIP, SWP, CAGR, XIRR, and Lumpsum calculators — free, fast, no sign-up required.
Honest, detailed comparisons against every major alternative used by Indian investors.
Comparison
Privacy-first vs email-reading tracker
Comparison
DIY tracking vs managed wealth
Comparison
Portfolio tracking vs fund research
Comparison
Full analytics vs broker-only view
Comparison
Unified XIRR vs platform-locked view
Comparison
Automated intelligence vs spreadsheets
Arthavi is intentionally built without conflicts of interest. We do not earn from commissions, referrals, or sponsored products — which means insights remain unbiased and user-centric.
No Broker Integrations
We remain neutral and independent by not connecting deeply with brokers.
No Order Execution
A read-only platform ensures zero financial risk to your actual capital.
No Sponsored Rankings
You won't find "promoted" funds here. Just your data.
No Dark Patterns
Clean, transparent design without manipulative UI tricks.
Arthavi operates strictly as a read-only analytics platform. It cannot place trades, move funds, or interact with external broker systems.
End-to-End Encryption
Applied at rest and during transmission.
Read-Only Safety
Zero risk of accidental trades or transfers.
Biometric Lock
Optional app lock for extra privacy.
Data Reset
Full data wipe available anytime.
Educational guides to help you manage your wealth better.
How to Track Your Mutual Fund Portfolio (Without Broker Access)
Guide • 5 min read
Stop relying on screenshots. Learn the reliable, privacy-first way to track SIPs and total net worth using CAS statements.
Ask AI: Your Personal Investment Assistant
Feature Spotlight • 3 min read
Chat with your portfolio. Get instant answers on XIRR, asset allocation, and performance without complex reports.
Founded in 2026 by developer Tejas Chaudhari in Pune, India, Arthavi was created to give Indian investors a secure, privacy-first way to track their wealth without ads, broker linking, or hidden commissions.
Meet the Founder & Read Our Story →A Consolidated Account Statement (CAS) is an official financial document issued by SEBI-registered Registrar and Transfer Agents (RTAs) such as CAMS and KFintech. It consolidates all your mutual fund transactions across brokers into a single PDF, providing a verifiable, tamper-resistant record of your investments. Arthavi parses this document locally to extract transactions — it never stores or reuses the file.
Arthavi calculates XIRR (Extended Internal Rate of Return) using your actual cash flows — every SIP installment, lumpsum investment, redemption, and dividend payout — with precise transaction dates extracted from your CAS or manual entries. This produces a time-weighted return figure that accounts for the timing of each investment, which is the industry-standard metric for measuring portfolio performance in India.
Most portfolio apps in India require demat account linking, which grants them read/write access to your broker and exposes your holdings to their data infrastructure. Arthavi requires neither. You upload only a CAS document — a read-only, SEBI-regulated file — to your own device. Arthavi does not sell, share, or monetize your data to third parties, brokers, or advertisers. Phone numbers are not even mandatory for signup.
Yes. Arthavi's Ask AI feature analyzes your holdings across mutual funds and stocks to detect sector and stock-level overlap. For example, if Mirae Large Cap and Axis Bluechip both hold HDFC Bank and Reliance as top holdings, Arthavi flags this as a potential concentration risk — helping you avoid redundancy and improve diversification.
Take control of your investments with a platform designed for clarity, accuracy, and privacy.
No ads. No data selling. Just better decisions.
Most Indian investors hold mutual funds across HDFC, SBI, Mirae, and Parag Parikh — and stocks across Zerodha, Groww, or Angel One — but don't have a single place to see their true net worth. Arthavi solves this by letting you import your CAS (Consolidated Account Statement) from official RTAs like CAMS or KFintech to get all mutual fund data, and manually add your equity holdings from any broker securely.
Unlike apps like Groww or Kuvera that push you to transact through them, Arthavi is a privacy-first, read-only analytics platform. You get accurate XIRR calculations based on actual cash flows (SIPs, lumpsum, redemptions) following standard compounding formulas, AMC-wise allocation charts, and portfolio overlap analysis — all without sharing your sensitive broker credentials. Your data protection aligns with our core mission of providing secure, uncompromised financial tracking.
Arthavi's Ask AI feature is purpose-built for Indian investors. You can ask it: "Do my mutual funds overlap with each other?", "Is my portfolio too concentrated in banking stocks?", or "How has my XIRR compared to Nifty 50 over 3 years?" — and get real, data-backed answers in seconds. This is not a generic language model; it operates with read-only access exclusively on the portfolio data you securely provide.
Our platform tracks live equity data conforming strictly to authorized streams sourced from the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) indexes, ensuring precision and reliability for every tracked asset. We maintain strict dedication to factual, real-time analytics for your wealth management.
