How to track family investment portfolios in one account (India)
Managing your own investments is hard enough, but when you have to track the financial portfolio for your spouse, kids, or elderly parents, it gets chaotic fast. Most Indian families have investments scattered across multiple brokers like Zerodha, Groww, and Upstox, as well as multiple PAN cards.
The Problem with Family Portfolios
If you're using individual apps for every broker, calculating the family's total Net Worth means opening seven different apps, taking screenshots, and putting everything in an Excel sheet.
- You can't see the total family exposure to a single stock.
- Calculating XIRR across multiple family members is impossible.
- It's hard to track whose SIP is failing and whose needs an update.
The Solution: A Unified Tracker
The smartest way to handle this is by using a central portfolio tracker. An ideal tracker will let you upload Consolidated Account Statements (CAS) for multiple PAN numbers.
How Arthavi Helps Families Track Wealth
Using Arthavi, you can easily track investments for your whole family. Because we offer a privacy-first experience where you simply upload your CAS statements, you don't need to hand over sensitive email passwords for your family members.
- Fetch the CAS statement for each family member from CAMS or KFintech.
- Upload them to your secure dashboard.
- View the combined Asset Allocation, XIRR, and Net Worth instantly.
Is tracking family portfolios secure?
One of the biggest concerns families have is privacy. By using a secure tracker like Arthavi, you avoid the need to share broker login passwords (like your Zerodha PIN) with third parties. A simple CAS statement upload ensures that the data is treated securely—read-only and robust.
Advanced Features for Joint Accounts
When tracking parents' or minors' accounts, a unified dashboard becomes crucial for tax planning. You can easily view long-term vs short-term capital gains across different PANs without digging through five separate broker reports.
- Consolidated Dividend Tracking: See how much passive income the entire family is generating combined.
- Sector Exposure Analysis: Ensure the family as a whole isn't overexposed to one high-risk sector (e.g., holding banking stocks in both your mutual funds and your spouse's direct equity portfolio).
Ready to consolidate your family's wealth into one single dashboard? Ditch the complicated Excel sheets and try the best portfolio tracker in India today.