How to Track Your Spouse & Kids' Investments in One Dashboard (Safe Family View)
Managing your own portfolio is hard enough. But if you are the "CFO" of your family, you likely manage investments for your spouse, children (minor accounts), and maybe even a HUF or parents.
The traditional way involves a spreadsheet nightmare or logging in and out of multiple broker accounts. There is a smarter way.
The Pain of Multi-User Tracking
Most apps are built for single users. To track a family, you have to:
- Link every family member's email (Privacy nightmare!).
- Switch "profiles" constantly.
- Manually aggregate totals in Excel to see "Family Net Worth".
This fragmentation often leads to unintentional overlap. You might buy HDFC Bank for yourself and Reliance for your spouse, unaware that your mutual funds already heavily overlap in those stocks.
The Arthavi Solution: CAS-Based Family View
Arthavi's architecture is uniquely suited for families because it relies on file uploads, not account linking.
Since you don't have to "log in" to your broker, you can simply upload statement files for multiple PANs into a single dashboard view.
How to Set Up a Family Dashboard
Step 1: Get the CAS Files
Request the Consolidated Account Statement (CAS) for each family member from CAMS or KFintech. (Use our download guide).
Step 2: Upload to Arthavi
In your secure Arthavi dashboard, upload the files sequentially:
- Upload YOUR CAS.
- Upload SPOUSE'S CAS.
- Upload KID'S CAS.
Arthavi will parse and aggregate all entries into a unified view.
Step 3: Tag & Filter
Use our labelling feature (coming soon) to tag investments by owner (e.g., "Rahul", "Priya"). You can then filter the dashboard to see individual performance or the total family pot.
Why This is Safer for Families
Sharing passwords is risky, even within families. Accounts get locked, OTPs go to different phones, and security gets compromised.
- No Shared Credentials: You only need the PDF statement, which you can receive via email. You never need to know your spouse's broker password.
- Privacy Preserved: Since Arthavi parses locally, your family's sensitive financial data never leaves your device unencrypted.
- Estate Planning: A consolidated view makes it easier to discuss inheritance and nominee planning.
Conclusion
Wealth is often a family affair. Your tracking tool should reflect that reality without forcing you to jump through security hoops.
By consolidating your family's CAS statements in Arthavi, you get the "CEO view" of your household's finances instantly.